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Are Golf Carts Covered Under Auto Insurance

Some of the recreational vehicles covered under this insurance policy include the golf carts 4-wheel all terrain vehicles snowmobiles trailers motor homes camper vans and antique vehicles among others. If you own a golf cart that you use for either operation on a golf course or for recreational purposes you will want to make sure that you contact an experienced insurance professional to discuss your use of the golf cart and to verify that you have proper coverage whether it is under your homeowner policy an endorsement to the policy or a separate automobile insurance policy.

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Not at this time.

Are golf carts covered under auto insurance. Security National Insurance The Law Firm of Anidjar Levine PA. Various Recreational Vehicles Insurance Policies. It is used to service your premises like going to get the mail at the mailbox etc it is being used to play golf on a golfing facility.

Most industry standard homeowners policies will provide liability coverage for the use of an owned golf cart if. However a more reasonable interpretation is the counterassertion that the golf cart. However State Farm denied the claim because the golf cart did not qualify as a car under the policy which defined a car as a land motor vehicle with four or more wheels which is designed for use mainly on public roads The district court.

1 Discounts and savings are available where state laws and regulations allow and may vary by state. Certain discounts apply to specific coverages only. An insurer might dispute coverage by asserting that the golf cart is an auto since it is a land motor vehicle.

Golf carts owned by a business or used for commercial or business purposes are not eligible for coverage with Safeco. Appeals Court Says Golf Cart Covered as Vehicle Under Florida Auto Insurance Policy Angelotta v. Auto insurance for golf carts and umbrella insurance In many golf communities the HOA requires golf cart owners to purchase specific insurance for golf carts and name the HOA as an additional insured.

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